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Tips for Your Boomer Years

Helping Boomers Find Wealth, Health and Happiness in Your Boomer Years

Fashionable Eyeglasses for Less at Zenni Optical

Posted by JE Jones on Mar-11-2010

Fashionable Eyeglasses for Less at Zenni Optical

Did you know it’s possible to get fashionable, quality eyeglasses for as little as $8 a pair? Zenni Optical offers a wide range of stylish eyeglasses, complete with just about any extra you can think of - and you pay no more than $40, even for the most expensive. Many times the cost is much less.

With Zenni Optical, you choose your own fashionable frame, with prices from $8 to $20, which include stainless steel or aluminum frames, plastic, titanium and many others. Also available are half or fully rimmed or rimless glasses. Literally dozens of styles are on their website to choose from. You’re sure to find a stylish pair of eyeglasses that are just right for you.

Need bi-focals or progressive lenses? No problem. Bi-focals are available for just $25 and progressive lenses for just $29.95. Tinted sunglasses or anti-reflective coating can be added for just $4.95.

These days, ordering anything on the Internet can cost you big for shipping but not with Zenni Optical. Your shipping costs are just $4.95, no matter the size of your order.

Many people, like me, need new eyeglasses each year. I have to purchase bi-focals and sunglasses, which can really add up. Since I found Zenni Optical, I’ve realized it IS possible to get stylish, durable, quality eyeglasses at bargain prices. Check out Zenni Optical. You’ll be glad you did.

Check out this review of Zenni Optical for more information.

Moving Soon? Choose U-Pack Over Truck Rental

Posted by JE Jones on Mar-11-2010

Moving Soon? Choose U-Pack Over Truck Rental

When moving, many people consider using a rental trucks to relocate their household. Did you know that moving with U-Pack can save you money? U-Pack is comparable in price to renting a truck, but U-Pack drivers do all driving for you. Fuel, taxes and driver costs are included in the U-Pack pricing.

To get your final price with rental truck companies you’ll need to add fuel, sales tax and insurance. Moving with U-Pack there are no extras to surprise you.

Want to know exactly what it will cost you to use U-Pack? Find out with their handy price calculator.

Just think - No worries about driving or towing a big vehicle through heavy traffic. All you have to do is be there to unpack your belongings.

Now that’s the way to take the worry out of moving!


Who is John Galt? Get Your T Shirt & Bumper Sticker Today

Who is John Galt? This is the opening line of Ayn Rand’s novel Atlas Shrugged and throughout the book, this question is asked and that question is being asked again today when we could use a  John Galt. I read Atlas Shrugged many years ago and over those years, it has popped into my head hundreds of times. What’s funny is that I’ve begun seeing “Who is John Galt?” bumper stickers and t shirts popping up too.

Written in 1957, Atlas Shrugged asks the question “What if all the creative minds went on strike?” As socialism and socialistic ideas destroyed people and society, it stole people’s will to take care of themselves and turned them into users, always demanding more from those providing it. The individual capitalist, the businessman is used to support the rotten system but reviled and hated at the same time.  John Galt steps in and persuades the thinkers, the businessmen and the doers to just leave and let the system fall so they can step back in and rebuild it.

Ayn Rand grew up in Russia during the Revolution and saw the rise of Communism there. Her books, like Atlas Shrugged, the Fountainhead and We the Living, all grew out of her experiences and her belief in Capitolism. If you haven’t read Atlas Shrugged, I’d highly recommend it. See if you can find parallels to our life today.

The first time I saw a “Who is John Galt” bumper sticker, I couldn’t help thinking how relevant that question is today. My next thought was “I want a John Galt bumper sticker AND a John Galt t shirt.” Strangely enough, a good friend of mine sent me a link to the John Galt Gift Store.

This website offers John Galt t shirts, John Galt bumper stickers and anything John Galt, as well as memorabilia for other Ayn Rand books such as the Fountainhead and We the Living. You can get a Reardon Steel t shirt or a Howard Roark t shirt.

Reading all the quotes on the t shirts and bumper stickers, brought back memories of what I liked about Ayn Rand’s books. My daughter is an architect so she’s getting a Howard Roark t shirt that says, “The question is not who is going to let me, but who is going to stop me.”

If you remember John Galt, check out the John Galt Gift Store.

Get Healthy with Tasty Chia Seed Recipes

Posted by JE Jones on Mar-9-2010


Get Healthy with Tasty Chia Seed Recipes

Tiny chia seeds offer a powerful nutritional addition to your diet. How much chia seed should you eat per day? About 2 to 3 teaspoons of chia seeds offers B vitamins, omega 3 fatty acids, fiber, protein and more.

How Do You Use Chia Seeds?

Chia seeds can be added to just about any food, such as yogurt, pancake or muffin batter, or sprinkled over cereals or added to your morning smoothie. Or you can try these tasty chia seed recipes:

Luscious Chia Seed Smoothie

1 Tbs Chia Seeds
3/4 cup fruit juice
1/2 banana
2 oz yogurt

Add chia seed to juice and wait for chia gel to form. This usually takes a few minutes. Add rest of ingredients and blend until smooth.

Chia gel can be made with water and kept in the frig too, ready to add to any recipe. Simply use 9 parts water to 1 part chia seed and put in a shaker bottle. Shake well several times to prevent clumping and store in the frig.

Chia Seed Guacamole

1 Avocados
1 scoop chia seeds
1/2 juiced lemon
1 TBS onion, chopped
1/2 tsp salt
2 TBS Olive oil

Mash avocados, then stir in remaining ingredients.

Chia Seed Quesadilla Recipe

1/2 scoop chia seeds
2 Flour Tortillas
Butter or Ghee
1 cups shredded cheese

Heat a skillet. Spread butter or ghee onto tortillas.

Place one tortilla in skillet, butter side down and sprinkle cheese on top.

Place second tortilla on top, butter side up.

Saute both sides of tortilla until it’s golden brown.

Serve.

Chia Seed Pancakes

2 scoops chia seeds
pancake mix
fresh blueberries or strawberries

Mix pancake batter according to directions. Add chia seeds and fruit.

Heat skillet and add batter.

When bottom side is golden brown, flip and cook other side.

Top with fresh fruit and serve.

Chia Seed Stir Fry

Chicken or beef strips
1 scoop chia seeds
cut up veggies for stir fry
Sesame oil
Soy sauce-low sodium

Mix chia seeds with soy sauce and wait one minute for gel to form.

Heat skillet with sesame oil. Add meat and saute until golden brown.

Add veggies and chia soy sauce mixture. Stir fry until veggies are tender.

Serve with rice.

Easy Banana Chia Seed Snack Recipe

1 banana
1 scoop chia seeds
2 Tbs shredded coconut
1 Tbs cocoa powder

Peel the banana and roll it in the coconut, chia seeds and cocoa powder.

Slice coated banana into pieces and serve.

As you can see by these chia seed recipes, it’s possible to add them to just about any dish.

Where to Buy Chia Seeds?

These delicious chia seed recipes came from Omega 3 Chia Seed, which is available on Amazon.com. I’ve been using this brand for about a year and find good quality for the price. Amazon also carries several other brands of chia seeds too.

Many health food stores also sell chia seeds.

Where to Find Great Senior Travel Discounts

Posted by JE Jones on Mar-8-2010


Where to Find Great Senior Travel Discounts
Among baby boomers and seniors, travel is often a number one priority in retirement. Finding travel senior discounts can a great way to save money and, lets face it, saving money is fun too! Here are some great senior travel discounts to help you save money:

Senior Travel Tips and Discounts

Senior Travel Tips and Discounts

Senior Discounts on Transportation

When you begin planning your trip, how to get there is the first thing on the list. These places offer senior discounts:

Greyhound Senior Discounts - Traveling by Greyhound bus allows you to really see the countryside and leave the driving to someone else - Plus it saves money over flying. Greyhound offers discounts for seniors of 5% on fares for those age 62 and older.

Amtrak offers a 15% discount for those age 62 and older. For those age 60 and older, Amtrak offers a 10% discount.

Hotels offering Senior Travel Discounts

Best Western offers a 10% discount for those over age 55, plus extras like early or late check-in, free room upgrades or complimentary continental breakfast.

Choice Hotels offers a 10% discount to seniors over age 50 and a 20-30% discount for those over age 60 with advance reservations.

Hyatt Hotels offer up to a 50% discount for seniors over age 62.

Marriot Hotels offer a 15% discount for over age 62, available for hotels worldwide.

Other Travel deals for Seniors

National Parks Senior Pass This pass is for seniors over age 62 and costs $10, which gives free or reduced rates at National Parks. The pass is valid for the lifetime of the cardholder so it’s well worth the $10!

Check out special seniors only tours like this Younger Next Year Boomer Ski Retreat or these Spring Training Travel Packages for Seniors. Besides the advantage of traveling with other seniors, great travel rates are built into these all-inclusive packages.

Travel specialists like VacationsToGo offer senior travel discounts on cruises and tours.

Check out Exploritas, formerly Elderhostel, which offers not-for-profit travel for learning and adventure for those over age 50. Over 8,000 different tours available in all 50 states and 90 different countries.

As always, if you are retired military, a member of AAA or other groups, be sure to check those discounts too when you travel. Sometimes the way to get a great deal is to ASK for it! One way to keep up with new discounts is to sign up for newsletters offered by sites like these:

AAA offers a newletter on discounts available

AARP members get discounts on travel items like airport parking, rental cars, at hotels and more.

Orbitz and others. Besides a newsletter, Orbitz offers many travel discount coupons to use when planning a trip through their website.

Be aware that sometimes the best senior travel discounts are available only on the website and sometimes, it’s best to call the hotel or place you’d like the discount to see what’s available. If you don’t see the discount on their site, call and ask.

If you’re traveling outside the continental US, make sure the senior discounts still apply. Also ask about possible restrictions. Sometimes better deals are available if staying during the weekdays as opposed to weekends, for instance.

This is just the tip of the iceburg in senior travel discounts. As I find more great discount sites, I will post them so keep checking back.

Anti-Aging Workout Video Is Fun to do at Home

Posted by JE Jones on Mar-3-2010


Anti-Aging Workout Video Is Fun to do at Home

Carol Argo’s anti-aging workout video Anti-Aging Method with Carol Argo offers a unique total body

The Anti-Aging Method with Carol Argo

The Anti-Aging Method with Carol Argo

workout that blends the best of Yoga, Tai Chi, Pilates and dance that is suitable for beginners to the experienced fitness expert. As we age, our workouts should include these aspects so we can remain flexible and to keep our bodies youthful and free of pain from stiff joints, and help us improve balance to prevent falls. These exercises offer a great anti-aging program that you can do at home to accomplish all these goals.

This anti-aging workout video features three different workout options - a comprehensive total workout which lasts 50 minutes, a brief energize & dance workout with is 20 minutes, an all-floor Yoga & Pilates session of 27 minutes and bonus six minute program of Chair Yoga. Carol Argo’s Anti Aging Method
is easy to fit into any type of schedule and received the highest viewer ratings on Amazon.com.

Exercise as we get older, or exercising to keep us young, is absolutely essential to improving our senior years. The earlier you begin, the better you will feel and the better you will age. Aches and pains are common as we age, but it doesn’t have to be that way. Yoga, Tai Chi and Pilates keep us flexible and pain free. If you’re free of pain from stiff joints, an aching back or knees, your quality of life is so much better. Balance exercises are essential as we age as well, to keep us from breaking hips and other bones.

All it takes is getting into the habit of exercising several times a week. You’ll notice the difference in the way you feel in just a week or two.

If you’re new to fitness and want to improve flexibility, reduce stress and feel more energetic, The Anti-Aging Method is a terrific place to begin. If you’ve been doing fitness workouts for a while, or are looking for a workout you can do conveniently at home, The Anti-Aging Method is an essential addition to your fitness video library.

Free Better Balance Exercise Program E-Course

Posted by JE Jones on Mar-1-2010


Free Better Balance Exercise Program E-Course

Would you like to improve your balance with a simple balance exercise program? BetterBalance.com is offering a free 6 part e-course to help you improve your balance. As we get older, having good balance helps prevent falls and increases our independence.

Click Here! to read more about this free balance exercise program and sign up for the free e-course.

You can do a balance exercise program without any special, expensive equipment and you don’t even have to work up a sweat! Balance exercises are not about doing cardio or building muscle, they are about improving your brain’s ability to “remember” how to balance you upright so you don’t fall.

This free balance exercise program e-course offers six parts covering:

Part 1 – Explains why our balance gets worse as we age
Part 2 – The wrong way to deal with poor balance
Part 3 – Free video on how to do balance exercises
Part 4 – Improve these important muscles for preventing falls (video)
Part 5 – Video all about balance and posture
Part 6 – Where falls occur most often and how to reduce these falls

One in 3 adults over age 60 experience falls, which can break hips or other bones and put an otherwise healthy senior in a nursing home or assisted living facility. This won’t happen to you if you follow a simple balance exercise program.

Click Here!


balance exercises

balance exercises

Exercises for Balance - Do These Every Day for Healthy Aging

No matter what your age, balance exercises are some of the easiest and most important exercises you can do on a daily basis. As we age, our brain “forgets” how to balance, leaving us susceptible it falls and broken hips in our senior years. It’s easy to prevent these falls by doing balance exercises daily.

Balance exercises strengthen core muscles, which in turn, hold you upright and protect you from back pain.

The easiest and least expensive balance program is simply to stand on one foot for as long as you can and then switch feet. If you have trouble at first, lightly place one hand on the counter to steady you. As time goes by, you won’t need the steadying hand anymore.

Do this balance exercise while you brush your teeth each day. Once you get really expert at this exercise, do it with your eyes closed.

Think of all your daily tasks that would allow you to do balance exercises at the same time - washing dishes, cooking, talking on the telephone.

Here are some free yoga standing poses from Yoga Journal. Any of these, done daily, will greatly improve balance.

From personal experience, I can say that yoga improves balance tremendously. Many poses involve balance and yoga strengthens core muscles. Here’s a helpful yoga DVD to get you started or find a class at your local YMCA or rec center.

The New Yoga for Healthy Aging is also a good book to get you started on using yoga for balance exercises.

Tai Chi is another great exercise for improving balance. If you don’t have a class near you, try Tai-chi Exercises for Seniors, a DVD which shows you how to practice tai chi at home.

Many people like the bosu ball for balance exercises. When I went to my chiropractor for a therapy session, however, the therapist did not recommend using the bosu ball at home as it’s been connected with many falls and injuries. If you want to try this form of balance exercise, find a certified instructor to teach you how to do it safely.

Here is a slide show of simple balance exercises from the Mayo Clinic.

Other helpful tools for balance exercises.

DVD on Senior/Elderly Balance Exercises Using a Chair

Total Body Balance Ball Kit from Gaiam.com


Over Age 55 Discounts for Valentine’s Day or any Special Day

Those over 55 can get great Valentine’s Discounts on flowers, candy, Valentine cards and more.Check out some of these great age 55 discounts, not just for Valentine’s Day, but every day of the year.

Factory Card & Party Outlets Those over 55 enjoy discounts of 10% off most party items purchased in the store. Planning a retirement party or anniversary party for someone over age 55? Check with individual stores to find those who participate in the senior discount program.

Many Hallmark Hallmark stores offer senior discounts and you can buy all your cards here at a 10% discount. Plus Hallmark also offers lots of gift items. Check with each individual Hallmark store near you to see what sort of senior discount, if any, that they offer.

Rite Aid is a large drugstore chain with stores in almost every state. Ask about their free Living More program. As a senior, you can enroll for senior discounts such as 20% off your entire purchase on the first Tuesday of each month and 10% off Rite Aid brand products any other day.

Need a Discount on Flowers this Valentines Day? Check with local flower stores and florists and ask about senior discounts.

1800FLOWERS offers a 15% senior discount to those over age 50 by putting in the word SENIOR into the promo code spot when ordering, either online or by phone. When ordering by telephone, mention the word SENIOR to the operator.

Check with your favorite florist to see if they offer a senior discount.

Many stores offering gift baskets also offer over 55 discounts. Most Mrs. Fields Cookies stores offer 10% senior discounts to those over age . You can get gift baskets here, as well as other sweets and gifts.Check your local Mrs. Fields for age requirements.

Would you like to take your sweetie out to dinner for Valentines? Here’s a listing of restaurants offering senior discounts on About.com. One other money saving tip for eating out - sign up for the membership offer on your favorite restaurant’s website. You usually get discount email coupons for $5 off an entree, a free appetizer or a free dinner on your birthday.

You can also go to a website like RetailMeNot.com and do a search for your favorite restaurant coupons. That way, if they don’t have a senior discount, per se, you can still get a deal on dinner.

Try this great book, available on Amazon.com for more senior discount info and ideas:

Unbelievably Good Deals and Great Adventures that You Absolutely Can’t Get Unless You’re Over 50, 2009-2010

Many department stores, like Kohls, offers senior discounts, so check with them for age requirements and the specific days for shopping. The Kohl’s in my area offers a senior discount to over age 60.

Some jewelry stores, like Zales, offer online coupons if you’re in the mood to get your Valentine some jewelry for the holiday. Check with other coupon sites as well. These aren’t strictly for over age 55 but you can still get a good deal.




Raising Chickens in the City - Have Your Own Backyard Flock

For those of us who were raised on farm fresh eggs, the newest health trend of raising chickens in the city

Learn to raise chickens in the city.

Learn to raise chickens in the city.

may seem funny at first, but then it makes sense. Why not raise chickens in your backyard and have all the farm fresh eggs you can eat?

My grandfather was a chicken farmer during the depression and I grew up on my dad’s stories of living on an Iowa farm in the 1930’s. One time a flash flood came through and killed nearly every chicken. My dad said, “At the time, I never realized how devastating that must have been.” Chicken farming had it’s ups and downs, that’s for sure.

I guess raising chickens is in my blood because I’ve always loved them. When we lived on three acres in Oregon, one of my first farming efforts was to built a small coop with a sturdy fence and get a dozen chicks to raise. By the time we left there 6 years later, I had two dozen hens.

Raising chickens in your own backyard makes sense, even if you live in the city. Eggs from free ranging chickens provide higher levels of omega 3 fatty acids than conventional eggs raised on commercial chicken farms. You can also feed your backyard flock flax seed meal to increase the omega 3’s even more.

Chickens in the city need very little to be happy. Each chicken lays about one egg per day in the spring and summer. My chickens were very consistent layers, even in winter. We always had enough eggs to supply our family, plus my extended family. I also supplied other people in the community. When I got my hair cut, I “tipped” my hair stylist with two dozen eggs and she loved it!

To raise chickens you need a small coop to shut them up at night and provide them a clean, dry place to lay their eggs. Chickens are smart. Every evening at dusk, they “go to bed” and you just need to shut the door to lock out predators. Even the city has raccoons or other animals that might love to have a chicken dinner.

In your litle back yard coop, you need a couple straw filled boxes for the chickens to lay eggs and a small roost of some kind for them to sleep on. I made my own with wood and dowels going across for them to get their claws around.

You’ll probably also need a fenced area for your backyard chickens. It’s nice to think of them running free, but chickens are very hard on landscaping! They dig and scratch for bugs until your entire yard is torn up.

You can also feed your chickens veggie scraps instead of throwing them in the trash. On cold days, I even made hot oatmeal for my chickens (yes, they were spoiled). On hot days, I ran the hose for them too so they could play in the water and cool off.

You probably won’t save money raising chickens in the city. Your first expenses will be building a coop of some sort, buying a feeder and waterer and some straw for the laying boxes. You need to buy chicken feed and continue to get straw to refresh the laying area and keep it clean.

Still, aside from the money you spend raising chickens, you have the wonderful knowledge of knowing you’re raising your own food and, if you have kids or grandkids, they can see first hand where food comes from. Chickens are friendly creatures too and they will come running when they see you.

If you’d like to raise chickens in the city, I suggest finding out first is your city allows backyard flocks and if so, how many chickens you could have. Then read up on the subject of chicken raising. Here are a few books to get you started:

Raising Chickens for Dummies

Storey’s Guide to Raising Chickens: Care / Feeding / Facilities

City Chicks

If you’d like to raise chickens and other animals in the city, try this book:

Barnyard in Your Backyard: A Beginner’s Guide to Raising Chickens, Ducks, Geese, Rabbits, Goats, Sheep, and Cows

All of these books on raising chickens in the city are available on Amazon.com and got 5 star ratings from readers.

Further reading:

Mad City Chickens - a great website with lots of chicken info.