Tips for Your Boomer Years

Moving Soon? Choose U-Pack Over Truck Rental

When moving, many people consider using a rental trucks to relocate their household. Did you know that moving with U-Pack can save you money? U-Pack is comparable in price to renting a truck, but U-Pack drivers do all driving for you. Fuel, taxes and driver costs are included in the U-Pack pricing.

To get your final price with rental truck companies you’ll need to add fuel, sales tax and insurance. Moving with U-Pack there are no extras to surprise you.

Want to know exactly what it will cost you to use U-Pack? Find out with their handy price calculator.

Just think - No worries about driving or towing a big vehicle through heavy traffic. All you have to do is be there to unpack your belongings.

Now that’s the way to take the worry out of moving!

Where to Find Great Senior Travel Discounts
Among baby boomers and seniors, travel is often a number one priority in retirement. Finding travel senior discounts can a great way to save money and, lets face it, saving money is fun too! Here are some great senior travel discounts to help you save money:

Senior Travel Tips and Discounts

Senior Discounts on Transportation

When you begin planning your trip, how to get there is the first thing on the list. These places offer senior discounts:

Greyhound Senior Discounts - Traveling by Greyhound bus allows you to really see the countryside and leave the driving to someone else - Plus it saves money over flying. Greyhound offers discounts for seniors of 5% on fares for those age 62 and older.

Amtrak offers a 15% discount for those age 62 and older. For those age 60 and older, Amtrak offers a 10% discount.

Hotels offering Senior Travel Discounts

Best Western offers a 10% discount for those over age 55, plus extras like early or late check-in, free room upgrades or complimentary continental breakfast.

Choice Hotels offers a 10% discount to seniors over age 50 and a 20-30% discount for those over age 60 with advance reservations.

Hyatt Hotels offer up to a 50% discount for seniors over age 62.

Marriot Hotels offer a 15% discount for over age 62, available for hotels worldwide.

Other Travel deals for Seniors

National Parks Senior Pass This pass is for seniors over age 62 and costs $10, which gives free or reduced rates at National Parks. The pass is valid for the lifetime of the cardholder so it’s well worth the $10!

Check out special seniors only tours like this Younger Next Year Boomer Ski Retreat or these Spring Training Travel Packages for Seniors. Besides the advantage of traveling with other seniors, great travel rates are built into these all-inclusive packages.

Travel specialists like VacationsToGo offer senior travel discounts on cruises and tours.

Check out Exploritas, formerly Elderhostel, which offers not-for-profit travel for learning and adventure for those over age 50. Over 8,000 different tours available in all 50 states and 90 different countries.

As always, if you are retired military, a member of AAA or other groups, be sure to check those discounts too when you travel. Sometimes the way to get a great deal is to ASK for it! One way to keep up with new discounts is to sign up for newsletters offered by sites like these:

AAA offers a newletter on discounts available

AARP members get discounts on travel items like airport parking, rental cars, at hotels and more.

Orbitz and others. Besides a newsletter, Orbitz offers many travel discount coupons to use when planning a trip through their website.

Be aware that sometimes the best senior travel discounts are available only on the website and sometimes, it’s best to call the hotel or place you’d like the discount to see what’s available. If you don’t see the discount on their site, call and ask.

If you’re traveling outside the continental US, make sure the senior discounts still apply. Also ask about possible restrictions. Sometimes better deals are available if staying during the weekdays as opposed to weekends, for instance.

This is just the tip of the iceburg in senior travel discounts. As I find more great discount sites, I will post them so keep checking back.

Anti-Aging Workout Video Is Fun to do at Home

Carol Argo’s anti-aging workout video Anti-Aging Method with Carol Argo offers a unique total body

The Anti-Aging Method with Carol Argo

workout that blends the best of Yoga, Tai Chi, Pilates and dance that is suitable for beginners to the experienced fitness expert. As we age, our workouts should include these aspects so we can remain flexible and to keep our bodies youthful and free of pain from stiff joints, and help us improve balance to prevent falls. These exercises offer a great anti-aging program that you can do at home to accomplish all these goals.

This anti-aging workout video features three different workout options - a comprehensive total workout which lasts 50 minutes, a brief energize & dance workout with is 20 minutes, an all-floor Yoga & Pilates session of 27 minutes and bonus six minute program of Chair Yoga. Carol Argo’s Anti Aging Method
is easy to fit into any type of schedule and received the highest viewer ratings on Amazon.com.

Exercise as we get older, or exercising to keep us young, is absolutely essential to improving our senior years. The earlier you begin, the better you will feel and the better you will age. Aches and pains are common as we age, but it doesn’t have to be that way. Yoga, Tai Chi and Pilates keep us flexible and pain free. If you’re free of pain from stiff joints, an aching back or knees, your quality of life is so much better. Balance exercises are essential as we age as well, to keep us from breaking hips and other bones.

All it takes is getting into the habit of exercising several times a week. You’ll notice the difference in the way you feel in just a week or two.

If you’re new to fitness and want to improve flexibility, reduce stress and feel more energetic, The Anti-Aging Method is a terrific place to begin. If you’ve been doing fitness workouts for a while, or are looking for a workout you can do conveniently at home, The Anti-Aging Method is an essential addition to your fitness video library.

Over Age 55 Discounts for Valentine’s Day or any Special Day

Those over 55 can get great Valentine’s Discounts on flowers, candy, Valentine cards and more.Check out some of these great age 55 discounts, not just for Valentine’s Day, but every day of the year.

Factory Card & Party Outlets Those over 55 enjoy discounts of 10% off most party items purchased in the store. Planning a retirement party or anniversary party for someone over age 55? Check with individual stores to find those who participate in the senior discount program.

Many Hallmark Hallmark stores offer senior discounts and you can buy all your cards here at a 10% discount. Plus Hallmark also offers lots of gift items. Check with each individual Hallmark store near you to see what sort of senior discount, if any, that they offer.

Rite Aid is a large drugstore chain with stores in almost every state. Ask about their free Living More program. As a senior, you can enroll for senior discounts such as 20% off your entire purchase on the first Tuesday of each month and 10% off Rite Aid brand products any other day.

Need a Discount on Flowers this Valentines Day? Check with local flower stores and florists and ask about senior discounts.

1800FLOWERS offers a 15% senior discount to those over age 50 by putting in the word SENIOR into the promo code spot when ordering, either online or by phone. When ordering by telephone, mention the word SENIOR to the operator.

Check with your favorite florist to see if they offer a senior discount.

Many stores offering gift baskets also offer over 55 discounts. Most Mrs. Fields Cookies stores offer 10% senior discounts to those over age . You can get gift baskets here, as well as other sweets and gifts.Check your local Mrs. Fields for age requirements.

Would you like to take your sweetie out to dinner for Valentines? Here’s a listing of restaurants offering senior discounts on About.com. One other money saving tip for eating out - sign up for the membership offer on your favorite restaurant’s website. You usually get discount email coupons for $5 off an entree, a free appetizer or a free dinner on your birthday.

You can also go to a website like RetailMeNot.com and do a search for your favorite restaurant coupons. That way, if they don’t have a senior discount, per se, you can still get a deal on dinner.

Try this great book, available on Amazon.com for more senior discount info and ideas:

Unbelievably Good Deals and Great Adventures that You Absolutely Can’t Get Unless You’re Over 50, 2009-2010

Many department stores, like Kohls, offers senior discounts, so check with them for age requirements and the specific days for shopping. The Kohl’s in my area offers a senior discount to over age 60.

Some jewelry stores, like Zales, offer online coupons if you’re in the mood to get your Valentine some jewelry for the holiday. Check with other coupon sites as well. These aren’t strictly for over age 55 but you can still get a good deal.

Raising Chickens in the City - Have Your Own Backyard Flock

For those of us who were raised on farm fresh eggs, the newest health trend of raising chickens in the city

Learn to raise chickens in the city.

may seem funny at first, but then it makes sense. Why not raise chickens in your backyard and have all the farm fresh eggs you can eat?

My grandfather was a chicken farmer during the depression and I grew up on my dad’s stories of living on an Iowa farm in the 1930’s. One time a flash flood came through and killed nearly every chicken. My dad said, “At the time, I never realized how devastating that must have been.” Chicken farming had it’s ups and downs, that’s for sure.

I guess raising chickens is in my blood because I’ve always loved them. When we lived on three acres in Oregon, one of my first farming efforts was to built a small coop with a sturdy fence and get a dozen chicks to raise. By the time we left there 6 years later, I had two dozen hens.

Raising chickens in your own backyard makes sense, even if you live in the city. Eggs from free ranging chickens provide higher levels of omega 3 fatty acids than conventional eggs raised on commercial chicken farms. You can also feed your backyard flock flax seed meal to increase the omega 3’s even more.

Chickens in the city need very little to be happy. Each chicken lays about one egg per day in the spring and summer. My chickens were very consistent layers, even in winter. We always had enough eggs to supply our family, plus my extended family. I also supplied other people in the community. When I got my hair cut, I “tipped” my hair stylist with two dozen eggs and she loved it!

To raise chickens you need a small coop to shut them up at night and provide them a clean, dry place to lay their eggs. Chickens are smart. Every evening at dusk, they “go to bed” and you just need to shut the door to lock out predators. Even the city has raccoons or other animals that might love to have a chicken dinner.

In your litle back yard coop, you need a couple straw filled boxes for the chickens to lay eggs and a small roost of some kind for them to sleep on. I made my own with wood and dowels going across for them to get their claws around.

You’ll probably also need a fenced area for your backyard chickens. It’s nice to think of them running free, but chickens are very hard on landscaping! They dig and scratch for bugs until your entire yard is torn up.

You can also feed your chickens veggie scraps instead of throwing them in the trash. On cold days, I even made hot oatmeal for my chickens (yes, they were spoiled). On hot days, I ran the hose for them too so they could play in the water and cool off.

You probably won’t save money raising chickens in the city. Your first expenses will be building a coop of some sort, buying a feeder and waterer and some straw for the laying boxes. You need to buy chicken feed and continue to get straw to refresh the laying area and keep it clean.

Still, aside from the money you spend raising chickens, you have the wonderful knowledge of knowing you’re raising your own food and, if you have kids or grandkids, they can see first hand where food comes from. Chickens are friendly creatures too and they will come running when they see you.

If you’d like to raise chickens in the city, I suggest finding out first is your city allows backyard flocks and if so, how many chickens you could have. Then read up on the subject of chicken raising. Here are a few books to get you started:

Raising Chickens for Dummies

Storey’s Guide to Raising Chickens: Care / Feeding / Facilities

City Chicks

If you’d like to raise chickens and other animals in the city, try this book:

Barnyard in Your Backyard: A Beginner’s Guide to Raising Chickens, Ducks, Geese, Rabbits, Goats, Sheep, and Cows

All of these books on raising chickens in the city are available on Amazon.com and got 5 star ratings from readers.

Further reading:

Mad City Chickens - a great website with lots of chicken info.

Are You at Risk for Heart Disease - 2 Simple Ways to Find Out

Are you at risk of getting heart disease? Many baby boomers face this serious health problem but there are two simple tests you can do at home to see if you are at risk.

Test Number One:

If you are over 40 years of age, have you kept your body limber? Adults over that age who have kept their flexibility also 30% less stiffness in their arteries, than those adults who are less flexible.

Remedy: Stretch just 10 to 15 minutes a day to keep your body’s flexibility and help prevent heart disease and hardening of the arteries.  Just these few minutes of stretching daily may help keep your arteries more elastic, as well as the muscles and tissues surrounding them.

Measure Your Waist to see if you are at Risk of Heart Disease

What is your waist to height ratio? The size of the fat cells in your stomach may be one of the best indicators as to whether or not you are at risk for type II diabetes, which in turn increases your risk for stroke and heart disease by two to four times.

How tall are you in inches? Take that measurement and cut it in half. For instance, I am 66 inches tall. So the number I am looking for is 33 inches.

Next measure the size of your waistline. Your waist measurement should be equal to or less than, half your height. If your waistline measures more than half your height, consider losing some weight and reducing dangerous belly fat.

Here are some useful tips for reducing belly fat

More Great Weightloss Tools and Tips

Need help finding an exersise program for seniors? Try these:

Fabulous Forever - Easy Aerobics Video: Beginners Exercise for Baby Boomers, Reduce Risk For Heart Disease, Build Stamina, Burn Calories and Become Cardio Fit by Mirabai Holland, MFA [VHS]

Yoga for Seniors to Improve Flexibility:

Lilias! AM & PM Yoga Workouts for Seniors

Baby boomer’s health and wellenss is in their own hands. Proper diet, exercise and losing a little weight can help with health aging and help you avoid the degenerative diseases common to seniors and older people.

Guide to E-Learning Sites - Free Distance Learning Online

E-Learning brings lectures, videos and online courses on literally thousands of topics, right to your computer or iPod. Are you interested in the Civil War? Health? The Russian Ballet? Physics? Economics? E learning can be delivered to you on demand.Here is a guide to free e- learning sites on the Internet where you can pursue any hobby or research any subject from the comfort of your home - all for free.

ITunesU - I’ve had an ipod for over a year but never tapped this terrific e learning resource until recently. Would you like to subscribe to a Sanford University course on Colonial and Revolutionary War history? There are 25 one hour tracks just in this one topic. At last count Apple had more than 100,000 educational video and audio files - all free downloads from universities, museums and cultural institutions all over the world. Just go to your iTtunes account and click on iTunesU. You can learn about landscape architecture from UC Davis or the Origins of America from the Library of Congress from this huge e learning site.

On the Research Channel, you can watch a video lecture from USC with a demonstration of rare musical instruments or get an update on Fibromyalgia. The Research Channel offers a consortium of leading research and academic institutions with more than 3,500 videos for free distance learning online.

Video Lectures.Net offers video lectures by famous scholars and scientists taken from seminars, workshops and conferences from all over the world. Nearly 10,000 videos are available in subjects like architecture, medicine, humanities, mathematics and more.

At Academic Earth, you’ll find thousands of video lectures on anything from a Yale course on psychology to an MIT class on physics. Subjects include medicine, history, international relations, astronomy, political science and much more.

For more free e-learning resources, visit Open Culture, a website dedicated to keeping up with new offerings free cultural and educational media on the Internet. Find links to free audio books, free courses online, free foreign language classes and lots more. Check out their listing of 250 free online courses.

To access these e learning lectures and videos:

1.  You will probably need a high speed Internet connection. Loading large files is very time consuming on dial up connections.

2.  Sign up for free with Apple iTunes, which is a handy way to download and organize from e learning sites. Other ways to download include QuickTime, Windows Media Player or RealPlayer. Basic versions of these offer free sign up.

3.  If you have an iPhone or iPod, you can transfer the files to these by saving them to your iTunes library and then transferring them to your media player.

Don’t let the details scare you away from e learning! Find a video or lecture you like and hit “download!”

Most baby boomers know that to age well, you have to keep your mind actively engaged and learning all the time. With e learning sites, you can keep up with topics you’re interested in or learn something new. The Internet can connect you with free distance learning to fit your schedule.

Anti Aging Review - Younger Next Year

I bought the book, Younger Next Year for Women Live Like You’re 50 - Strong, Fit, Sexy - Until You’re 80 and Beyond -

Younger Next Year

about 3 years ago and it is by far the most motivating book on diet and exercise that I’ve ever read. I read it cover to cover in a few sittings and made some antiaging fitness changes to my life.

After reading Younger Next Year, I joined the YMCA and started taking fitness classes and I increased my daily walk to one hour, using a wrist watch heart monitor to track my heart rate. I lost 15 pounds and went from a size 10 to a size 8. I was thrilled!

However, like anything else, I found myself slipping. I still go to the Y and have started taking yoga classes too but I decided to get out Younger Next Year and re-read it for more anti aging motivation.

Authors Chris Crowley and Dr. Henry S. Lodge, MD, advocate exercise and lots of it to ward off the effects of aging and decay. As they say, aging is mandatory in life but decaying is not! Seventy percent (or even more according to some experts) of how well we age is due to our own lifestyle choices! Think of that! Would you like to be energetic, mentally alert and healthy until you die? Even if you die at 100 years of age? I believe if you follow the Younger Next Year program, you can achieve that goal of a healthy old age.

If you’re over age 50, then fitness after 50 is essential! Either move or rot, as the authors tell us. There is lots of great advice in this book too on how to eat - not dieting to lose weight either - that gives lots of motivation to drop the “crap” that is not good for us and our health.

This book really changed many things in my life - changes I’ve stuck with, like the exercise classes. I have to admit I did let a few pounds creep up over the past year so I’m back to the program. I truly believe that eating a good diet and exercising are the key to anti-aging health. I am approaching 60 this year and my heart, blood pressure, cholesterol and blood sugar are ultra-healthy. I feel energetic and mentally alert.

To keep me motivated to do a little more, I purchased a pedometer to count my 10,000 steps a day. If you hit the treadmill for about 45 minutes a day, you have no trouble getting your steps in either.

If you’re looking for motivation on your quest for fitness after 50, then I highly recommend Younger Next Year to help you along.

There is also a Younger Next Year for Men and a Younger Next Year Journal: Start Now and Live the Promise Day-by-Day too.

More information on the Younger Next Year program and to join their community.

If you’ve checked into the cost of stylish eyeglasses lately, you might think finding quality frames and lenses for a

These quality frames only $8 at Zenni Optical

great price is difficult to do. If so, check out the eyeglasses at Zenni Optical, your online optical store where you can get fashionable frames with quality workmanship, plus your prescription lenses, for under $25 in most cases.

You want your eyeglasses to be stylish and the choice of the perfect frames is a very personal fashion statement. Zenni Optical offers all styles from rimless, half rimmed and full rimmed frames, to stainless steel, titanium and aluminum.

Do you need bi-focals or progressive lenses at a discount price? Zenni Optical offers bifocals starting at $25 and progressive lenses starting at $37. Where else could you find fashionable, quality frames and lenses for that price?

Need sunglasses? Zenni Optical offers 7 different tints, starting at just $4.95, offered as an upgrade to the already low prices.

Finding well made, stylish glasses at a discount price does not have to be difficult. Check out the terrific frames at Zenni Optical and you’ll soon be ordering all your eyeglasses from them.

Read a review of Zenni Optical’s eyeglasses for more information.

Many Baby Boomers fear they won’t be able to retire at all. If this is you, check out some of the best retirement calculators to see where you stand with your retirement finances.

Some baby boomers enjoy their jobs and want to continue working and some will be forced to continue working into the forseeable future due to economic setbacks or not planning for retirement. I think many baby boomers would like to continue working, but perhaps in a different, more fulfilling job, or even working as a volunteer, doing something they enjoy.

My husband wants to retire within the next year but he hopes to transition into an online business as a virtual assistant. My income also comes from my online businesses so this will leave us free to travel in our RV and take our means of income along with us. We also hope to travel to places where we can volunteer our time, doing something fun and fulfilling.

Best Retirement Calculators

Most of these retirement calculators allow you to put in your vital statistics and come up with an answer for the amount of income you’ll need to live the lifestyle you choose and answer the question as to whether or not the amount you have in savings and investments, plus other resources, will offer you the chance to retire in the near future.

Of all the retirement calculators I tried, I liked these two the best as being simple to use and offering the best information.

MSN Money Retirement Planner

Bloomberg Retirement Calculator

When I calculated our retirement income, I was pleasantly surprised at the findings. Some people don’t like the idea of scaling back their lifestyle but actually, we are looking forward to living in a smaller house and having time to plant gardens and spend more time on leisure activities.