Joan’s Boomer Blog

Do you know what you’re really passionate about in life? Have you found your purpose? Are you working at a job you love? Maybe you’ve been laid off recently and need some guidance in setting some goals to finding a new career. If you’re a boomer, you probably want the second half of life to be more fulfilling than the years that went before.

According to the law of attraction, or just plain old-fashioned goal setting, what we focus on will grow in our lives. I believe that but my issue has always been trying to figure out what I should be focusing on. What goals do I really want to achieve? Especially as we near our retirement years, we think of all the things we still want to do. Which goals are most important? Many of us would like some retirement income so how can finding our purpose help us make money?

I’ve been thinking about goal setting and finding my life’s purpose more lately because a couple of weeks ago, I got an email newsletter about how to find my passions in life and the opening paragraph really stuck in my mind:

Suppose you asked yourself, “If I focus on one thing, what could I be like in a year? What could my whole life look like?”

If I focused on one thing for a year, set one goal, and dedicated myself to making that one thing happen, what would my life look like? There are a lot of important parts to that question, the first being, what is important enough to me to dedicate myself to it for one year? What one thing would make the biggest difference to my life?

If you’re like me, you’ve had many goals in the course of your life - finding a new job, losing weight, starting an exercise program, being a nicer, more patient person, sticking to a budget or focusing on attracting more money. Probably most of us have set these goals in our life - over and over and over. Are we thinner now? Do we all have lean, muscular bodies now? Are we rich? Probably not.

Right now you may be in your 50’s or even your 60’s and struggling with a job loss or facing retirement. It’s hard to set positive goals with our bank account nearing zero.

In order to discover your true passion in life, what one thing could you do to make a difference? Forget being thin and rich for a moment. These are outward trappings anyway, not things that really make a difference to the kind of person you are.

I love this quote about the law of attraction - “We don’t attract what we want, we attract who we are.” If you worry about money all the time or fight being overweight, that becomes who you are so, although you want to be rich and slim, your life becomes about wanting, not being.

I have decided to go back to square one and begin by connecting with my inner being to see what my subconscious wants me to know about myself. My goal for finding the purpose for the second half of my life is to meditate every day. I’ll start with 15 minutes and try to build on that but I’ll get at least 15 minutes.

I plan to start a meditation journal on here so if anyone is interested in joining me, I’d love to hear your thoughts.

If you need help purpose in life and setting goals, here’s some great books that may help:

Create A Life That Tickles Your Soul : Finding Peace, Passion, & Purpose (Tickle Your Soul Series). This book by Suzanne Zoglio got terrific reviews on Amazon and boomers, you especially will love the idea of re-inventing yourself in the second phase of life. Find your true purpose and passions in life and carry that into a whole new career!

Finding Your Passion: The Easy Guide to Your Dream Career by Marcy Morrison. If you are currently unemployed and seeking a new direction, looking for a way to live your purpose in retirement or in a new job, this is a great book for you.

Work with Passion in Midlife and Beyond: Reach Your Full Potential and Make the Money You Need by Nancy Anderson. Making money is great but wouldn’t it be nice to make money doing something you are passionate about? Many baby boomers have spent years working at jobs they didn’t like just to make a living. Now in the second half of life, maybe it’s time to do something you love doing.

The Purpose Driven® Life: What on Earth Am I Here For? by Rick Warren is one of the most famous books about finding your purpose in life. The premise of the book is that there are no accidents, that God plans everything, or if you’re into the law of attraction, the Universe has a plan for you. You just have to figure out what it is. The Purpose Driven Life can help you do that.

Have you discovered the passion and purpose in your life? I’d love to hear about either your new purpose of your struggle to find it. Visit my Meditation Challenge journal and share your thoughts.

I recently discovered Groupon and it’s a great way to save money on restaurants, entertainment, spa treatments and more. How does Groupon work? You sign up for free for the city or cities of your choice and then each day one business offers a special deal which saves you anywhere from 50% to 90% for dinners, yoga classes, massages, bowling, or just about any service or business you can imagine. The deal is emailed directly to you each day.

If you want the Groupon deal, you can purchase a printable coupon and off you go.

The idea behind Groupon is that if lots of people group together and take a deal, it makes it worthwhile for the business to offer it.

Groupon.com is not specifically a senior discount site but it sure helps seniors stretch their dollars. Yesterday I bought a Groupon certificate for a local restaurant. The deal was $25 worth for $12. So the next time we visit Habenaro’s Mexican Restaurant, our first $25 is already paid for with more than a 50% discount.

The only drawback to Groupon is that you have to live near a major city but more cities are being offered all the time. Plus, think of Groupon next time you travel. You always have several months to use the deal after you buy it. You can also buy Groupon coupons to give as gift certificates so if you have a friend or relative in a major city, sign up for their city and view the deals!

Visit Groupon today and save.

he Healing Code by Dr. Alex Lloyd seems to be everywhere lately. Any book promising to help heal the source of any health, relationship or success issue was a book I had to read. The

The Healing Code is a new book by Dr. Lloyd and Dr. Ben Johnson which presents their astonishingly effective 6 minute healing code process which, according to those who use it daily, is nothing short of miraculous.

As I near age 60, every trip to the doctor seems to bring hints of health issues to come. I’ve had a strange tingling sensation throughout my body for the past 3 years which no medical person has been able to help me with. I am literally never sick, but recently contracted a severe case of bronchitis. A chest xray showed “chronic bronchitis” and thinning of the bones. Joy, Joy!

Right now I take no medications of any sort but I can see though, that in future, medical doctors are going to do their best to convince me I need drugs to survive.

The Healing Code by Alex Lloyd offers an alternative to medical treatments and prescription drugs, which have side effects of their own. It can be used in conjunction with any medical treatment you are currently using. This offers a totally unique system of healing code points that have never been used before now. It’s different acupuncture, EFT, or other methods you may have tried.

How does this healing code process work? Using it eliminates the negative emotions and thoughts that are holding you back from success, health, or whatever you want in life. Once you eliminate these negatives, you body can heal, you are free live a creative, abundant life. And you don’t even have to know exactly what these issues are for the system to work.

The process can also help with many issues. It can help you achieve goals you have, find success and fulfillment in many areas of your life.  Doing this simple 6 minute healing code process daily is a powerful technique to build your immune system, help you with any health or relationship issue, eliminate stress, or become more successful and abundant.

One thing I really appreciated about The Healing Code is that once you purchase your copy on Amazon, you can register it on The Healing Code Book website. Once you’ve done this, you receive free gifts and a detailed test which will personalize the healing code process for you and help you define what you should work on with the practice. There is also an informative newsletter that goes along with the registration if you want one.

The Healing Code also offers extensive information on:

The Seven Secrets of Life, Health, Prosperity

A Ten second technique to eliminate daily stress

The heart Issues Finder, that personalized test I mentioned which helps you identify your own source issues.

The Healing Code by Dr. Alex Lloyd and Dr. Ben Johnson is something truly new and different to help you heal the issues in your life, whether they are to do with health, money, relationships or any issue that is holding you back from being all you can be in your life. I can’t recommend this book highly enough. Whatever issues you have in your life, you owe it to yourself to try this simple process.

Order your own copy today at a discount from Amazon and see what The Healing Codes can do for you.

If you are under a doctor’s care always follow his or her advice, while trying the Healing Code.

How to Earn Multiple Streams of Income Doing What You Love

Six-Figures In Less Than A Year
Do only the things you LOVE to do, and generate multiple revenue streams!

If you could earn multiple streams of income working at home, building a profitable business based on your own passions in life, would you want to do it? Would you like to quit your current unfulfilling job and make your own schedule, doing something you love every day? If you answered yes to these questions but aren’t currently living the life you’d like to live, maybe you may just need someone who can teach you how to set up multiple streams of income, a mentor who has made thousands doing just this.

f you’ve seen the movie “the Secret” you’re probably familiar with Bob Doyle. I’ve been a member of his terrific Wealth Beyond Reason program for about 3 years and I’ve always wanted to take part in his Six Figure Streams of Income Program about building a profitable business on the internet. However, the $1300 price tag was just more than I wanted to spend. Imagine how I felt recently when I opened an email from Bob Doyle and found he was offering this same program for just $97!

The Six Figure Income Course is based on principles of the law of attraction to create multiple streams of income -helping you to find what you’re passionate about and build a profitable business around it. Work becomes play! Even if don’t currently have your own website or a product to sell, or even know how to do this, Bob’s course teaches you everything you need to know to build your own business around marketing information on the Internet.

What makes this multiple streams of income different from other business building courses? An all-important part of Bob Doyle’s course is teaching you how to overcome the resistence you’ve built up in your thinking-resistance that is holding you back from living the life of your dreams. Do you think you have to work hard to make money? Do you think money is hard to come by and only very lucky people “make it big?” These are limiting beliefs that are holding you back and Bob gives you the tools to overcome these beliefs so that anything is possible.

If you could spend your day devoted to any subject, what would it be? What are you passionate about in life? What is your hobby or what subjects are you drawn to? What do you love read about that you’d love to create a business around? Do you have a special area of expertise that you’d like to share with others? Would you like to create unlimited income around these ideas?

Bob Doyle’s Six Figure Streams of Income program helps you to sort through all that information and gives you specifics on creating ebooks, videos, and websites based on what you personally love to do to earn money through multiple streams of income.

If you’re a baby boomer facing retirement, what are you going to do with your time? Wouldn’t it be fun to make some extra retirement income doing something you have fun doing?

If you’ve ever thought how wonderful it would be to work at home and turn your own passions in to a profitable business and earn multiple streams of income, you owe it to yourself to check out Bob Doyle’s Six Figure Streams of Income Program.

Six-Figures In Less Than A Year
Do only the things you LOVE to do, and generate multiple revenue streams!

If you’re interested in the Wealth Beyond Reason program, I can tell you that since joining I’ve used and reused the information. I listen to the audios over and over and re-read the books that are part of the program. It was one of those programs I purchased that I never even once regretted or thought it wasn’t worth the money. The information is something that I use again and again.

Crystal Singing Bowl

Seeking Inner Peace? Try a Crystal Singing Bowl

The beautiful Crystal Singing Bowl is used for many spiritual traditions, meditation, relaxation, well being and religious practices. Singing bowls are a type of bell, and the sides and rim vibrate to produce a haunting, lovely sound.

How do you use a crystal singing bowl?

A singing bowl produces its melodious sound by rubbing a wooden, plastic, or leather wrapped mallet around the rim of the bowl.

Many baby boomers are seeking fulfillment, inner peace and happiness in their senior years. The crystal singing bowl can be a powerful aid in meditation and relaxation, as well as being a beautiful addition to your home.

Find Financial Freedom

Are you experiencing a financial downturn? Have you lost your job or seen your retirement account shrinking? “They” say the economy is getting better - has it gotten better for you too?

Here is a great blog posting by the Chopra Center about how to find financial freedom by by Julie Murphy Casserly, a Certified Financial Planner and founder of JMC Wealth Management, Inc. in Chicago. Julie offers a terrific exercise to help you reach your financial goals, no matter what your current financial situation.

Read it here.

Many Baby Boomers fear they won’t be able to retire at all. If this is you, check out some of the best retirement calculators to see where you stand with your retirement finances.

Some baby boomers enjoy their jobs and want to continue working and some will be forced to continue working into the forseeable future due to economic setbacks or not planning for retirement. I think many baby boomers would like to continue working, but perhaps in a different, more fulfilling job, or even working as a volunteer, doing something they enjoy.

My husband wants to retire within the next year but he hopes to transition into an online business as a virtual assistant. My income also comes from my online businesses so this will leave us free to travel in our RV and take our means of income along with us. We also hope to travel to places where we can volunteer our time, doing something fun and fulfilling.

Best Retirement Calculators

Most of these retirement calculators allow you to put in your vital statistics and come up with an answer for the amount of income you’ll need to live the lifestyle you choose and answer the question as to whether or not the amount you have in savings and investments, plus other resources, will offer you the chance to retire in the near future.

Of all the retirement calculators I tried, I liked these two the best as being simple to use and offering the best information.

MSN Money Retirement Planner

Bloomberg Retirement Calculator

When I calculated our retirement income, I was pleasantly surprised at the findings. Some people don’t like the idea of scaling back their lifestyle but actually, we are looking forward to living in a smaller house and having time to plant gardens and spend more time on leisure activities.

I watched Wayne Dyer on the PBS station talking about his new book, Excuses Begone!: How to Change Lifelong, Self-Defeating Thinking Habits. This 3 hour presentation was a perfect way to begin my new year. Manyu Baby Boomers have excuses for not achieving their goals based on age. Are you using any of these excuses for not creating a better life:

• It will take too long - At my age, I don’t have time!
• It will be too late to change now
• I’ve always been this way
• It’s too risky to try at may age

Louise Hay wrote her first inspirational book at age 61. Wayne Dyer himself is in his late 60’s and still speaking, writing and motivating people. What is too old anyway? As for being too late - do you plan to die tomorrow? If you don’t, then it’s never too late to live a better life for whatever years you have left?

I think seniors especially need to read Excuses Begone. You may have spent your entire life making excuses for not achieving what you want in life and by now, after multiple failures in life, you believe it’s not possible to change now and live a better life.

What do you want to achieve in the new year? Do you have a medical issue you want to heal? Do you want to retire? Do you want to volunteer more and work less? Would you like to lose weight, write a book, have a more loving relationship with your family? All these things are possible if you get rid of the excuses that have been holding you back.

In his book, Wayne Dyer goes over the 18 most common excuses, sent to him by his readers, people like you. He goes over each one and helps you look at the excuse, and your thoughts about it, in an entirely new way. Using this new perspective, Dyer offers a plan for you to over come the excuses and achieve whatever goals you may have.

One of Wayne Dyer’s books, 10 Secrets for Success and Inner Peace, literally changed my life, helping me to be happier and have more loving relationships in my life. That was the first of his books that I read and since then, I’ve read all the others. They’ve helped me to set out a plan for my life and achieve what I think is important for my happiness.

The Journey of a thousand miles begins with a single step. Make your first step reading Excuses Begone and you can then lay out a blueprint for the rest of your journey to the life you’d really like to live. At our age, we don’t have a single day to waste on excuses!

The New Year is almost here and it could be time to start a new business sideline to make some quick money or even start a whole new career. Baby Boomers all need extra income so they can retire in style. Other reasons for needing quick money might be that a car that breaks down, or you’d like to start traveling or maybe just pay off some bills and provide basic household needs. Whatever reasons you might need money fast, here are a few ways to use the Internet to get that flow of cash into your bank account.

The Internet can provide anyone unlimited, legitimate opportunities to make money online. Choosing your money making method is the first step to earning an online income. Many of these online income opportunities require having your own blog or website, which I can also show you is easy, and inexpensive, to do.

Method #1 — Provide a Service to Businesses

One way to make money using the Internet is to provide a service online to businesses. There are many out there that are looking for people to drive traffic to their websites by posting on forums or on blogs or to write articles for them.

This is a good option if you have studied a little bit about Internet marketing and know how to do these things. You’ll probably earn a fee per hour or per job depending on how you make arrangements.

Method #2 — Affiliate Marketing

Many companies spend a lot of money on advertising. Part of this advertising budget includes paying affiliates to send traffic to their website. You can sign up for free with product or service, receive your affiliate links, which include banners, and post it on your blog or website, use it as your signature in emails and forums or simply let your friends know about these products. You are then paid a commission for any purchases made.

Many companies with affiliate programs are well known to you, such as Amazon.com and Google. Many pay immediately through pay pal so you get your money quickly.

Method #3 — Selling Your Own Information Product

If you are able to quickly create an e-book or other kind of information product, you can make quick money. You can simply drive traffic to your website through Pay Per Click, or by promoting your ebook on blogs and forums and you can start earning money right away.

You can see a common thread among these ways of making quick money is that they are all made possible through blogging.You can blog about your services or make a sales page for your services or ebook. You become an “expert” in your field by posting blog entries, which go up in the search engines. You add articles about the products you are promoting as an affiliate and add a link to the product.

Once you have your blog set up, with all the proper plug-ins to drive traffic to it, the rest is easy. If you know nothing about blogging, or if you’d like to set up a professional blog to help you earn money quickly through many avenues, you need The Niche Blogger Program. The Niche Blogger is a subscription site that takes you day by day through every single step to set up your first blog, then, using the same steps, you can create multiple blogs and begin earning real money fast. It even helps you choose a profitable topic, or several of them.

The Niche Blogger is affordable (in fact it can save you weeks or time and energy trying to figure things out on your own!) and you can cancel once you get your blog up and running. However, besides setting up a blog, The Niche Blogger program also teaches you to write and sell your own ebook, set up an automated email campaign and many other more advanced techniques to get you to where the real money is in blogging.

The program is set up like a blog, with steps to take each day and place for comments so you can get instant feedback if you have questions. There is also a helpful forum where you can get advice and tips.

To create a good retirement income for my husband and myself, I used The Niche Blogger program to set up several very profitable, self-hosted Wordpress blogs, including this one. You too can begin earning quick money on the Internet in 2010, by using The Niche Blogger Program.

Want to retire and live the RV lifestyle? Full time RVing can be a rewarding way to spend retirement,

Support Your RV Lifestyle by Jaimie Hall

filled with fun and adventure. My husband and I are planning for full time RV living as soon as he retires in a year or so. Although people of all ages would love to live the RV life, retirees and others also need to make money on the road. Believe it or not, there are many ways to so this.

When we began our search for ways to support full time RVing, I purchased Jaimie Hall’s book Support Your RV Lifestyle! An Insider’s Guide to Working on the Road, 2nd Edition I highly recommend this book at a great RV lifestyle resource. Jaimie interviewed full time RVers for over 10 years and put together their tips and advice for working on the road.

It’s possible to take your job with you using her recommendations and resources. First, you need to evaluate how much money you need to make, what sorts of qualifications you already have for making money on the road and setting goals for yourself.

Hall covers setting up your own business that you can take with you while RVing, like writing, or how to find jobs at campsites, state parks or through tourism bureaus or temporary or seasonal work for RVers. She even has a section on managing your RV expenses and lifestyle considerations which are taken from stories told to Hall by other RVers.

The resources for those who want to live the RV lifestyle are worth the price of the book. Get a complete listing of state parks and tourism offices, tax information, grocery shopping and budget work sheets, websites for job searches, budgeting, using computers on the road, how to do a job search for the type of job you want, how to get hired at parks or resorts and so much more! I refer to this book again and again in our planning.

Since I like to write, I am already planning an RV blog about our travels. If you’d like to make money blogging about your experiences or some aspect of the RV lifestyle, visit the The Niche Blogger - a terrific resource that I used to help me set up my five money-making blogs. The Niche Blogger is a subscription site but you can learn all you need to learn in about 3 months of the subscription. You can cancel at any time and keep reusing the information to set up more blogs.

Jaimie Hall also has a free ezine and blog about her RV lifestyle experiences.

At present, my husband and I are RV shopping and downsizing our possessions so we can hit the road in another year. I’ll keep you posted on our progress.