Tips for Your Boomer Years

Free Better Balance Exercise Program E-Course

Would you like to improve your balance with a simple balance exercise program? BetterBalance.com is offering a free 6 part e-course to help you improve your balance. As we get older, having good balance helps prevent falls and increases our independence.

Click Here! to read more about this free balance exercise program and sign up for the free e-course.

You can do a balance exercise program without any special, expensive equipment and you don’t even have to work up a sweat! Balance exercises are not about doing cardio or building muscle, they are about improving your brain’s ability to “remember” how to balance you upright so you don’t fall.

This free balance exercise program e-course offers six parts covering:

Part 1 – Explains why our balance gets worse as we age
Part 2 – The wrong way to deal with poor balance
Part 3 – Free video on how to do balance exercises
Part 4 – Improve these important muscles for preventing falls (video)
Part 5 – Video all about balance and posture
Part 6 – Where falls occur most often and how to reduce these falls

One in 3 adults over age 60 experience falls, which can break hips or other bones and put an otherwise healthy senior in a nursing home or assisted living facility. This won’t happen to you if you follow a simple balance exercise program.

Click Here!

Why We Need a High Fiber Diet

As we get older, eating a high fiber diet can solve many of our health issues and baby boomers want to stay in good health as they age. Gaining weight as you get older? Eating 40 grams of fiber a day can help you lose weight, especially that stubborn belly fat. Having troubles with your bowels - either constipation or irregularity? A high fiber diet, along with drinking plenty of water, can help your digestive system work properly and help reduce the risk of heart disease, colon cancer, high cholesterol and more.

High fiber foods not only keep your digestive system functioning in a healthy way, it also keeps you filled up so you don’t overeat or get hungry.

Women should get 21 to 25 gms of fiber daily and men should get 30 to 38 grams of fiber daily. How do you know if you’re getting enough fiber? Read labels. Grams of fiber are listed on every label.

There are two type of fiber, soluable and insoluable fiber. Water soluable fibers are found in fruits and veggies and insoluable fiber is found in whole grains, like oats, wheat and flaxseed. Avoid “fiber added” food products because today you can even find fiber in ice cream. These are usually isolated fiber products which are synthetic and don’t really have the same health benefits as eating whole grain cereal, like All Bran, or eating veggies and fruit.

Fiber Content in Common Foods

• A bowl of whole grain cereal should have about 5 to 7 grams of fiber. Check the label to be sure.
• whole wheat cooked spagetti has about 6.2 grams of fiber per cup.
• One apple has about 4.4 grams of fiber.
• Cooked black beans has a whopping 15 grams of fiber per cup. Beans are a terrific source of fiber and also contain muscle building protein if you’re trying to lose weight too.
• Cooked peas have 8.8 grams of fiber per cup.

You can see just from this listing of high fiber foods, that it shouldn’t be hard to get your recommended daily fiber intake.

Here are some high fiber snacks to keep you filled:

• Popcorn has 3.5 grams of fiber for 3 cups
• Raisins have 1 gram of fiber for 2 TBS
• One banana has 3.3 grams of fiber
• Sunflower seed kernels have 3.3 grams of fiber for 1/4 cup and
• Almonds have 3.5 grams of fiber for about 23 nuts.

Use your daily snacks to increase your fiber intake and over time, the weight will come off and your colon will be much healthier!

Read more about the health benefits of a high fiber diet.

Check out this list of high fiber foods from the Mayo Clinic.

Many Baby Boomers fear they won’t be able to retire at all. If this is you, check out some of the best retirement calculators to see where you stand with your retirement finances.

Some baby boomers enjoy their jobs and want to continue working and some will be forced to continue working into the forseeable future due to economic setbacks or not planning for retirement. I think many baby boomers would like to continue working, but perhaps in a different, more fulfilling job, or even working as a volunteer, doing something they enjoy.

My husband wants to retire within the next year but he hopes to transition into an online business as a virtual assistant. My income also comes from my online businesses so this will leave us free to travel in our RV and take our means of income along with us. We also hope to travel to places where we can volunteer our time, doing something fun and fulfilling.

Best Retirement Calculators

Most of these retirement calculators allow you to put in your vital statistics and come up with an answer for the amount of income you’ll need to live the lifestyle you choose and answer the question as to whether or not the amount you have in savings and investments, plus other resources, will offer you the chance to retire in the near future.

Of all the retirement calculators I tried, I liked these two the best as being simple to use and offering the best information.

MSN Money Retirement Planner

Bloomberg Retirement Calculator

When I calculated our retirement income, I was pleasantly surprised at the findings. Some people don’t like the idea of scaling back their lifestyle but actually, we are looking forward to living in a smaller house and having time to plant gardens and spend more time on leisure activities.

Cavalry Investments, LLC, a company which purchases distressed national consumer receivable portfolios, is dedicated to helping their individual customers find professional and affordable solutions. Once Calvary Investments, LLC purchases the portfolio, it is then transferred to their affiliate, Cavalry Portfolio Services, where a highly trained Resolution Specialist handles credit card and medical receivables, installment loans, utilities and more.

Cavalry Portfolio Services uses the most innovative collection methodologies, plus a professionally collection staff to achieve affordable solutions for each and every customer.

Cavalry Investments, LLC, founded in 1998, is proud to provide industry leading professionalism and quality customer service to every client. If you would like more information, click here to visit their website and read frequently asked questions.

If you own your own company and it’s time to retire, you need expert advice for selling at the perfect time. Since 1986, The March Group, the leading private mergers and acquisition firm, has specialized in the sale of middle-market businesses.

The March Group also provides a full spectrum of investment banking and consulting services. If you are an entrepreneur, they can help you obtain financing for all stages of your company’s development.

The March Group also focuses its efforts on providing financial advisory services to middle market companies. Their brokers help clients in all sectors, not only with mergers and acquisitions, but with corporate finance, restructuring, business plan development, strategic growth consulting and advisory services, developing an individualized outreach plan for every client.

To help you make the best deal possible when selling your company, The March Group offers informational workshops, business valuations, premium buyer list development and deal closing negotiations.

With headquarters in South Florida, The March Group also has offices located conveniently throughout the world. They employ more than 200 experienced mergers and acquisitions brokers who are experts in the valuation and sale of privately held companies.

Contact the The March Group for additional information about their merger and acquisition services.

The author was paid for this posting.

How do you know if you need a digestive enzyme supplement? Your body needs digestive enzymes to help you absorb and assimilate all the nutrients you take in, either from eating healthy food or taking nutritional supplements. Our body products digestive enzymes but as we age, we produce less and less, meaning if we want to keep our weight, energy and digestion in good working order, we probably need a digestive enzyme supplement.

Do you find you can’t enjoy foods you once ate all the time, like lettuce and beans? If you suffer from

Digestive Enzymes by Dr. Mercola

indigestion and heartburn frequently, have IBS or other digestive problems, and especially if you are over age 50 (there’s a reason older people have more digestive problems), you probably need digestive enzymes.

Do you also suffer from lack of energy or inflammation? Inflammation in the body can cause many health issues, from asthma to joint pain. Your body may be lacking in important enzymes which help break down the food you eat so that you get the most nutrients possible. When your body stops producing these important digestive enzymes, even if you eat a healthy diet, you won’t be absorbing the benefits, which only adds to your health problems.

Did you know that your immune system may also be suffering because it is expending it’s resources to complete the digestive process of the food in your blood stream? These days, with illnesses like H1N1 around, digestive enzymes are extremely important for building a healthy immune system.

I’ve been taking digestive enzyme supplements for about 3 months and the all too frequent heartburn and indigestion I was suffering from are now a thing of the past.

I’ve even been giving digestive enzymes to my 9 year old Labrador retriever. She’s been slowing down and lacking energy and the digestive enzyme supplement is helping her to break down her food and receive more nutrition. I break up an enzyme capsule and sprinkle it on her food and she’s been enjoying her daily walk so much more!

Since our bodies slow down on producing digestive enzymes, a good supplement can help digestive problems. Health guru Dr. Andrew Weil recommends digestive enzymes to aid cases of severe indigestion as does Dr. Mercola.

How do you find the best digestive enzyme supplement? The digestive enzyme supplement I use is sold by Dr. Mercola. Dr. Mercola supplements are high quality and priced to fit your budget. You can even save 10% by putting your supplements on auto-ship, which you can cancel anytime.

Giving your body the best digestive enzymes will increase quality of life by improving energy and digestion, building a better immune system and even increasing longevity.

More about digestive enzymes.

Finding just the right auto insurance coverage can be confusing and everybody wants to get quality insurance at the best price. Wouldn’t it be nice to go to one website for an auto insurance quote from several major companies so you can compare them?

At AutoInsuranceQuote.com you start by putting in your zip code for insurance carriers in your state. When I put in my zip code, I got five choices of different insurance companies so I could compare and contrast to help save me the most money.

AutoInsuranceQuote.com is also a great place to find valuable information through articles on auto insurance, cars and other auto insurance resources.

Anyone who spends time on the Internet these days knows how deadly getting a computer virus can be. I remember on New Year’s Day, in 2007, I turned on my computer as usual, only to be presented with “the black screen of death!” I had become the victim of a computer virus. To keep from being a victim yourself, the best defense is Antispyware Software

There are many antispyware programs out there but CounterSpy antispyware by Sunbelt Software was rated the #1 antispyware software by CNET in March 2008 and Sunbelt Software has long been a leader in antispyware programs for your computer.

Counterspy’s 15 day trial version removes any spyware on your computer and you get the version that is current on the day you install it. Try Counterspy to keep you and your computer safe from “the black screen of death.” Trust me, you don’t want that to greet you when you turn on your computer.

Shopping online is easy, convenient and there are a vast array of products at your fingertips but baby boomers are often hesitant to shop online because for fear of identity theft. If you worry about identity theft, there are tools, such as those offered by Shop Shield to make online shopping much safer.

Shopping online is easy and convenient but many of us worry that shopping online puts our sensitive financial information at risk, both from hackers and from employees and company insiders. I personally had my debit card information stolen when I accidentally used that, instead of a regular credit card, for internet shopping. I notified my bank and the charges were removed and I was issued a new card but it taught me to be ever-vigilant about my personal financial information. A service like Shop Shield offers you complete protection against credit card fraud when you either pay bills, shop or register with websites by hiding your personal information.

By using the services at Shop Shield®, if hackers or anyone else does gain access to customer databases they can’t get to your personal information like credit card numbers, passwords, etc because this information is never given to any website when you shop or use your credit cards. The Shop Shield® tool replaces your personal identity information to keep you anonymous. It protects everything – your name, address, login info and account numbers too so you can shop securely at almost any website.

More facts about Shop Shield®:

• The service is FREE when you use a checking account to pay online.
• Secure Site Registration is included with every transaction.
• Shop Shield® is 100% Guaranteed to be Secure!
• Shop Shield offers one click check out and frequent shopper rewards.
• Get secure, anonymous virtual credit cards which are accepted like a “Visa Card”
• Shop Shield offers a free trial
• If you would like to continue the service and use your checking account to pay for shopping or bills, the service remains free, even after the free trial.

How to use Shop Shield

Using Shop Shield for secure online transactions is easy. You shop or pay your bills as usual but when it’s time to create a user account or put in your financial and pay information you start the Shop Shield Companion or log into the Shop Shield website to your real information with anonymous data generated by Shop Shield. You can install the Shop Shield tool in your web browser for free.

Shop Shield also offers three different types of secure anonymous virtual credit cards that are accepted at any website as a “Visa Cards”. Each one replaces the credit card, debit card or checking account to which you choose to charge your purchase. These cards come in one time use, reusable (for sites you frequent like Netflix and iTunes) and travel cards, which carry your real name but the number and billing information remains anonymous. These travel cards only work at the site you specify and expire at the end of each trip.

In these days where identity theft happens all too frequently, a safe shopping tool like Shop Shield makes sense.

This was a review which I was reimbursed for but after checking into Shop Shield for myself, I’m signing up to protect my identity and financial information. Until now, I was unaware there was such a great tool for safer online shopping and since I purchase items online frequently, I feel that Shop Shield is a service I can’t do without.

Shop Shield offers Credit Card Payment

Credit Card Payment