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Joan’s Boomer Blog

Helping Boomers Find Wealth, Health and Happiness in the Second Half of Life

Archive for July, 2011


This guest post on whether or not diet and exercise is enough to fight heart disease or if we should also consider prescription drugs was written by Ross Blair, President and CEO of Plan Prescriber, a leading provider of comparison tools and educational materials for Medicare-related insurance products.

America has a big problem with heart disease — both in terms of the number of people with the condition and how they treat it, or fail to do so. One in six Americans dies from heart disease and many baby boomers will eventually grapple with treatment. That begs the question: what’s the best way to fight back against this deadly killer? Diet and exercise? More prescription drugs?

This question is particularly important for baby boomers because their decisions about their lifestyles and prescription drug use will impact their personal health, and our nation’s fiscal health.

While baby boomers are the first generation to grow up exercising, they’re not immune to cardiovascular diseases, which cost the United States about $475 billion in 2009, according the American Heart Association. That figure includes the cost of medications, physician and hospital care, and lost worker productivity. The cost of a lower quality life and lives that are lost are incalculable.

Nobody likes taking costly medications. And, many people think we should spend less money on drugs to prevent heart diseases and focus instead on improving people’s diet and exercise. There’s plenty of research to show that behavior changes can ward off high blood pressure and cholesterol.

Is Diet and Exercise Enough?

The fact is that lifestyle changes are incredibly important, but they aren’t always enough. As the CEO of a company that helps people research Medicare prescription drug plans based on their utilization of benefits and services, I follow this issue closely. I can tell you with confidence that following your doctor’s prescribed drug regimen plays a critical role in fighting heart disease and reducing health care spending. Consider these facts published in a 2008 article in The Journal of Managed Care Pharmacy:

Approximately 125,000 Americans die annually (342 people every day) due to poor medication adherence (not taking their prescribed medication);

Ten to 25 percent of hospital and nursing home admissions are caused by the inability of patients to take their medications as prescribed and directed;

The estimated annual cost of patients not taking their medications as prescribed is close to $290 billion;

The rates of non-adherence to prescription medication therapy have remained stagnant over the past three decades, and recent reviews have shown that as many as 40 percent of patients still do not adhere to their treatment regimens, and up to 20 percent of all new prescriptions go unfilled.

Why Don’t More Patient’s Take Their Medications as Prescribed by Their Doctor?

Taking the prescriptions your doctor prescribes can help stave off hospitalizations and death. But, it’s clear many patients don’t follow their doctors’ orders. Why? Researchers at the Mayo Clinic found that the cost is one big deterrent.

A 2011 Mayo Clinic study published in the April issue of Mayo Clinic Proceedings, found that, 46 percent of patients who did a poor job following their prescribed drug regimen, said they stopped taking or filling prescriptions because of cost; and 23 percent acknowledged skipping doses to save money. The majority (77 percent) of patients in the study were eligible for Medicare.

The findings are not surprising, considering household budgets are strained and prescription drug prices are rising. The patents of several popular brand-name drugs used to treat heart disease have either expired recently or will in the next couple of years. This will increase the availability of lower-cost generic forms of Lipitor®, which became generic in late 2010, and Plavix®, which will become generic in May 2012.

What Can Medicare Beneficiaries Do to Make Prescription Drugs More Affordable?

Selecting the right Medicare drug coverage may drastically reduce your out-of-pocket costs. Medicare beneficiaries have access to Medicare Part D drug plans, which are offered through stand-alone prescription drug plans (PDPs) or Medicare Advantage prescription drug plans (MAPDs).

Comparing drug plans can be overwhelming, but there are online tools at www.medicare.gov/find-a-plan and www.planprescriber.com that can help simplify the process. People who struggle to pay for their prescription drugs, may qualify for the Extra Help/Low-Income Subsidy (LIS) program. Find information at http://www.ssa.gov/prescriptionhelp/.

Most drug plans have monthly premiums, deductibles, copayments and co-insurance. But, you could spend less on overall medical bills if you take prescribed medications that help you avoid E.R. visits. A 2011 CVS Caremark study found that patients who took their prescribed medications could each save the health care system approximately $7,800 per year.

Exercising more, eating right and following your doctor’s prescribed drug regimen can help you fight heart disease. Finding an affordable prescription drug plan makes it easier to take your prescribed medications. Researching prescription drug coverage online could save you money and help save your life.

Ross Blair is President and CEO of Plan Prescriber, Inc.

Medicare has neither reviewed nor endorsed the information provided in this article.

Plavix is a registered trademark of sanofi-aventis.
Lipitor is a registered trademark of Pfizer, Inc.



Some Things from The Good Ol Days are Still the Best

Posted by JE Jones on Jul-19-2011





I read about two birthdays recently that made me feel nostalgic. Cheerios cereal is now 70 years old the the cleanser, Bon Ami, which was green before it was in to be green, is celebrating it’s 125th birthday. Isn’t it funny that with all the newer, fancier versions of these two products out there, that people still prefer the old standards.

In the days before the thousands of sugary cereals that get kids attention today, Cheerios was one of the staples in our house. According to USA Today, one of every 8 boxes of cereal sold today is still Cheerios. My daughter is 24 now, but when she was a baby, I always kept a baggie full of Cheerios in my purse as a snack and to entertain her when we were out and about. Now my own daughters do the same with their kids. Cheerios are still the go-to snack choice for toddlers.

Of course, over the years, the advertising slant has changed somewhat. now Cheerios are touted as a food to help you lower cholesterol and beloved by mom’s for it’s low sugar content. When Cheerios first came out, nobody thought about such things.

A couple of years ago, we put a new sink in our kitchen and the manufacturer actually recommended Bon Ami as the non-scratch cleaning powder to use. My mom used to use this eco-friendly cleaning powder back before chemicals, when every thing was eco-friendly-we just didn’t know it then. I hadn’t used any in years before the new sink’s appearance but now I’ve converted back to this old standby because I’m trying to use less toxic chemicals around my home.

I’m not the only one either. More and more people are switching back to good old Bon Ami for its lack of harsh chemicals. This 5 generation, family owned company now sports other eco-friendly cleaning products, including dish soap, liquid and powdered cleansers and an all-purpose cleaning spray. This nostalgic company has moved into the future with Facebook fan pages, a newsletter, a community forum and more.

Cheerios has kept up with the times too. The Cheerios website boasts recipes, a coupons and promotions section, mention of a Facebook page and Twitter account.

It does my heart good to see how products from my youth and even further back, have withstood the test of time, despite the fact that “new and improved” products are being invented almost hourly.

The number of years these products have been around, becoming even more popular as the years go on, also illustrates how things come in full circle. When I was a kid, pretty much every cereal was low sugar and good for you and no cleansers had harsh chemicals in them. As I get older, it makes me feel good to know that younger generations have come to value, and even demand, products that don’t destroy our health and our environment.

So Happy Birthday Cheerios and Bon Ami! I hope you’re both around another 70 years and 125 years, respectively. I’m going to head over the the Bon Ami community forum and see if I can find some good cleaning tips.

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I’m always on the lookout for natural remedies that really work. I read quite some time ago that cherry juice was a great natural remedy for arthritis but a recent study confirmed that drinking cherry juice helps muscles

Dried cherries are easy to find and enjoy

Dried cherries are easy to find and enjoy

recover after a hard work out. Maybe you’re not an Olympic athlete, but think of the times your muscles got stiff and sore from doing yard work or cleaning out your attic? As we get older, the instances of sore muscles and stiffness after sitting for a long time grow more frequent but cherry juice can provide relief.

My sister recommended cherry juice capsules to me. She was using them for her lower back, which has been hurting her for a couple of years. She said the cherry juice helped a lot. I decided to buy some cherry juice concentrate and try it. Now I put it in our morning smoothie and I mix some with grapefruit juice for my husband to take to work as a snack. After we’ve spent the day doing yard work, we always drink our cherry juice and usually wake up feeling less stiff and sore than we did without it.

A recent study by the Sports and Exercise Science Research Centre at London South Bank University followed 10 athletes who did strenuous workouts, then drank one ounce of cherry juice twice a day. Twenty-four hours after the workout, their muscles had bounced by to 91% of their original strength.

There is also evidence that drinking cherry juice concentrate regularly helps the pain of arthritis. Maybe people found relief by drinking just two tablespoons per day of tart cherry juice or just one serving of fresh, dried or frozen cherries. We’ve been doing this for about a year and I really feel that regularly consuming cherries in some form has eased the pain of my osteoarthritis quite a bit.

Cherry juice concentrate capsules are very easy and convenient but one small bottle of cherry juice concentrate lasts a long time and you can mix it with water, juice or a smoothie. Bags of dried cherries are available on Amazon or at Costco and make a great snack.

Another benefit of cherries is that they are packed with antioxidants, which boost the immune system and help keep us young. What boomer couldn’t use a little anti-aging nutrition?

There are two types of cherries available, sweet cherries and tart cherries. Although both contain the nutrients which help sore muscles, the tart cherries, which are more readily available, contain more.

Here’s one of my favorite cherry smoothie recipes:

Ingredients

2 cups green tea which is full of antioxidants

1/8 cup cherry juice

1/2 cup yogurt to get your probiotics

1 small banana - lots of potassium

1 tsp flaxseed oil for omega3 fatty acids

2-3 ice cubes

Blend for about 30 seconds and enjoy. You can also substitute the cherry juice with fresh or frozen cherries.

I’ve tried many natural remedies for different things, some work and some don’t. Two I stick to are eating ginger for indigestion (works as well as an over the counter medication) and cherry juice for muscle soreness and arthritis. If any of my readers have a natural remedy that they swear by, I’d love to hear more about it.

Read more about Cherry Juice for Muscle Recovery

Read more about the health benefits of cherry juice.

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Increase Benefits of Water Aerobics with Aquajogger

Posted by JE Jones on Jul-7-2011


I’ve been doing water aerobics for about 3 years at my local YMCA and water workout equipment, like the products made by Aquajogger, have become very popular as people discover the benefits of exercising in the pool. In doing water aerobics, you get a good aerobic workout for your heart and lungs but the exercise is non-weight bearing and so very easy on your joints. Using water resistance gear like the Aquajogger buoyancy belt or the DeltaBells, which are like foam dumb bells, help you burn more calories, build more muscle and increase the benefits of the time you spend in the pool.

My water aerobics class at the Y covers all age groups, from an 84-year-old woman to kids working out with mom or grandma for the summer vacation. Both men and women love water aerobics, especially when it’s hot outside.

Water offers 12 times the resistance of air so just exercising in the water offers a great workout. The health benefits of water aerobics include:

  • Helping you to lose weight and tone up muscles
  • Improving balance and flexibility
  • Improving core strength which also helps balance and posture, plus gives you a flatter stomach!
  • Helping ease arthritis and joint pain-important for us boomers
  • Keeping your heart and lungs in top shape
  • Helping you train for sports or maintain fitness
  • Helping to slow the effects of aging through balanced exercise

Water aerobics is especially beneficial for those suffering from health issues like arthritis, fibromyalgia or MS. In fact, there is a special class at our Y for those with physical problems. Water aerobics is also a great exercise for pregnant women (but check with your doctor first).

I recently started using the Aquajogger Buoyancy Belt because it helped to support my lower back and abdominal muscles and offered increased resistance for my hour workout. I also used the DeltaBells, which are great for working on that flab under the arms, and the AquaRunners, which fit on your feet like water shoes. With the AquaRunners, you can jog in the water and increase your cardiovascular benefits, plus it really works the leg muscles.

All of the Aquajogger equipment was made of extremely comfortable and durable foam and the cost is very reasonable. A workout DVD and a workout guide book came with the set of equipment and described exercises to do.

Most of the exercises are easy, like the cross country skiing in the water, running, twisting from side to side for the waist, and doing jumping jacks, but the resistance offered by the water and the Aquajogger gear made for a terrific workout.

Water aerobics is a great exercise if you’re a baby boomer and looking for something that tones, trims and helps your joints at the same time. Once you hit midlife, usually jogging on dry land is out because of knee and hip issues (who wants a knee replacement by age 50?). The benefits of water aerobics pretty much cover all the workout bases for boomers and seniors without being hard on your body at the same time.

If you’d like more information on the Aquajogger products, visit their website at www.Aquajogger.com